Beneficiary Assessment Based Evaluation of SME Policy of Pakistan

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dc.contributor.authorAli Sadiq
dc.date.accessioned2025-08-07T06:20:59Z
dc.date.available2025-08-07T06:20:59Z
dc.date.issued2017
dc.description.abstractThe study undertook first ever evaluation of SME Policy of Pakistan. The objective of study was to evaluate policy, with perspective of its beneficiaries, and draw lessons for further improvements. SME sector is bedrock of Pakistan’s economy. They contribute 40% to GDP and provide 78% non-agriculture jobs in far flung areas of the country. In 2007, first ever SME Policy was launched by the Government of Pakistan. The Policy furnished SME development vision, scope, objectives, thematic areas and principals for SME lead growth of Pakistan. Policy guidelines for thematic areas, including Access of Finance, SME Definition, Business Environment, Supporting HRD, Technology Up-Gradation and Marketing, and Entrepreneurship Development were laid down. The Policy also underscored importance of regular Monitoring and Evaluation, yet neither monitoring mechanism of policy has been established nor has any policy evaluation exercise been conducted so far. In this background, the present study undertook beneficiary based evaluation of SME Policy of Pakistan. It has been observed that often voices of beneficiaries are overlooked by bureaucracy and powerful institutions of state, such as State Bank of Pakistan. Beneficiary based evaluation is therefore considered one of the most important approaches for policy evaluation. For the present study, qualitative data were collected through in-depth interviews of representatives of 09 associations of high growth SME sectors. Data analysis was done through NVivo software for coding data, developing mind maps and project maps. The results include perspectives of beneficiaries about the relevance of policy content, achievement of its intended outcomes, impact of policy on SME growth and recommendations for improvements.
dc.identifier.urihttps://escholar.umt.edu.pk/handle/123456789/4579
dc.language.isoen_US
dc.publisherUMT.Lahore
dc.titleBeneficiary Assessment Based Evaluation of SME Policy of Pakistan
dc.typeThesis
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