Student Research
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This repository contains research publications like thesis/dissertation/final projects done by students of UMT.
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Browsing Student Research by Subject ", Risks, Risk Management, Pakistan."
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Item Risk managing techniques in banking industry; A case from Pakistan(University of Management and Technolog, 2017) Kaleem Ullah AlviPurpose: The basic objective of this research study is to examine the risk management techniques usage in the banking industry of Pakistan to deal with various types of risks. The research study also makes a comparison among the usage of risk management practices in Islamic and Conventional banks of Pakistan. Methodology: This study has used primary sources of data. The primary data was collected through questionnaire from the senior managers, risk managers and CRO of Islamic and conventional banks. The sample size was consisting of 51 respondents from banks. The data was analyzed by using descriptive statistics, cross tabulations, t-tests, ANOVA analysis and Least Significant Difference (LSD) test. Findings: The conventional banks found to be statistically different comparative to Islamic banks in usage practices regarding stress testing results and operational risk management tools. However, the study concluded that no statistically significant difference found between the Islamic and conventional banks regarding the level of adequacy of risk management tools and systems, usage extents of market risk VaR, credit risk exposure usage, credit risk mitigation methods and credit risk portfolio analysis in Pakistan banking sector. Practical Implication/Originality: Considering the importance of risk management practices in Islamic and conventional banks; Bankers, investors, regulators, and policymakers are likely to benefit from the results of the study as a guide, when developing and reforming the existing risk management practices.