Browsing by Author "Afia Mushtaq"

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    IMPACT OF EMPLOYABILITY SKILLS ON THE PERFORMANCE OF ISLAMIC BANKS MEDIATING ROLE OF SHARIA'H
    (UMT, Lahore, 2024) Afia Mushtaq
    Background of the Study: The economic value of an organisation can be enhanced through its human resources who possess the requisite skills, knowledge and expertise. Human resources employed by organisations are considered the fundamental organisational asset required to facilitate achieving business goals. The Islamic banking and finance industry has a complex operating environment may create HR challenges in having the right people in the right job. Purpose: The current study examines the impact of the employability skills of Islamic finance graduates on Islamic bank performance. The study also investigates how Islamic finance graduates Sharia'h exposure mediates the relationship between the employability skills of Islamic bank graduates and the Islamic bank performance in Pakistan. Methods: An empirical primary data-based study is conducted through a survey-based questionnaire to collect data from 394 Islamic bankers from five full-fledged Islamic banks and six conventional banks with more than 100 Islamic branches in Pakistan. Findings/Outcomes: The empirical findings show that employability skills significantly impact the performance of Islamic banks in Pakistan. The study further contributed that Islamic finance graduates' Shariah exposure is a significant factor in enhancing the performance of the Islamic banking sector of Pakistan besides employability skills and subject knowledge. Conclusion: Skilled HR availability is the need of a significantly growing IBF industry. The changing business environment emphasises education, developing employability skills and acquiring subject-specific knowledge and Sharia'h exposure. Research Implications: The bank's management, academicians, decision-makers, and policymakers try to optimise the graduate skills through educational programs and by providing employability skills to increase the performance of the Islamic banking stream so that true talent comes into the Islamic banking and finance industry from the academia to cope the challenges that this industry in Pakistan and across the globe is currently facing