Browsing by Author "ASAD ALI"

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    Examining the Influence of Financial Challenges on Academic Performance among university Students
    (UMT, Lahore, 2025) ASAD ALI
    Financial challenges create numerous difficulties for UMT students that deteriorate their academic results and emotional stability and decrease their educational success. Academic achievement assessment and financial struggles connect through their mutual influence on available education expenses and learning materials and required academic activity participation. Most UMT students work part-time jobs to pay for their education yet such employment requires them to miss classes and reduces their coursework involvement leading to worse academic results. The research implementation combines mixed methodologies by analyzing quantitative data sets obtained through UMT student sampling. Research investigates the relationship between financial problems that cause students to miss classes and to mail assignments late while also blocking their access to necessary academic resources including textbooks as well as digital tools and research materials. Studies show that financial instability affects academic achievements in students and leads to emotional distress which determines their decisions about staying enrolled in education. Numerous UMT students fear that their financial problems will produce negative effects including delayed completion of their studies and instability after graduation. The findings demonstrate that institutional aid and scholarships together with government-funded assistance programs serve as indispensable means of dealing with this situation. The research shows that eliminating financial obstacles will help create equal learning conditions that enable students to concentrate on education without monetary stress. UMT together with policymakers should establish strategic financial interventions to enhance both student retention and mental well-being and academic success in order to eliminate financial barriers that prevent UMT students from pursuing higher education