The determinants of the Pakistan Islamic banking industry profitability: panel evidence

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dc.contributor.authorFarrukh Ijaz
dc.contributor.authorAnum Akmal
dc.contributor.authorSyeda Hameeda Batool Gillani
dc.date.accessioned2017-03-27T10:51:57Z
dc.date.available2017-03-27T10:51:57Z
dc.date.issued2015
dc.description.abstractThe financial sector plays an important role in the economic and fiscal development of a country. A well-built and vigorous banking system is a precondition for the sustainable financial growth of a country. Over the past few years, Islamic banking industry of Pakistan has been facing many problems and challenges to maintain the financial stability. To overcome this issue, it is vital to classify the factors that mostly impact the overall profitability of Islamic banks in Pakistan. Two models were used alternatively for ROA and ROE as dependent variable. A set of internal factors were considered as independent variables including: bank’s size, gearing ratio, operational efficiency, asset management and capital adequacy ratio for the time period 2006-2013. The results indicate that different measures of profitability depend upon different bank specific factors. The study found that profitability of Islamic banks depends on the leverage ratio, operating efficiency, asset management and bank size. Further research can be extended to explore the above findings and to include some other internal factors such as general bank charges, doubtful loans or reserves ratios, and external factor such as GDP, exchange rate and CPI as well.en_US
dc.identifier.urihttps://escholar.umt.edu.pk/handle/123456789/2035
dc.publisherIslamic Banking and Finance Reviewen_US
dc.subjectIslamic Banksen_US
dc.subjectProfitabilityen_US
dc.subjectROAen_US
dc.subjectROEen_US
dc.subjectBank Sizeen_US
dc.subjectCARen_US
dc.titleThe determinants of the Pakistan Islamic banking industry profitability: panel evidenceen_US
dc.typeArticleen_US
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